TenX offers a debit card and accompanying mobile wallet that can be funded not only with any blockchain asset. A TenX wallet can be used in almost 200 countries at over 36 million points of acceptance. TenX leverages the COMIT Standard (www.comit.network), which works in a completely trustless, instant and free manner. The TenX token, PAY, allows users to “own” part of the TenX system, as for every transaction made with the wallet, the token holder receives rewards in Ether.